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RentPay: Boost your credit score with Scorebuilder

Great news - with RentPay Scorebuilder, your repayment history can contribute to your credit score.
2 minute read

Your reliable payment history's a big deal, especially when your rent is usually your single biggest expense each week.

When you're doing everything right, you should be rewarded. That's why we built a credit score builder into RentPay.

How does a better credit score sound?

Build your credit score

By activating Scorebuilder, you can access an interest-free line of credit for up to one week's worth of rent.

If your credit score is very low or damaged (it happens), Scorebuilder can help improve your standing by using your first 3 months of good conduct to qualify for a line of credit. Sorted.

This line of credit will appear on your Equifax credit file with the narration 'One Card Credit,' who issue the facility.

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Each month you have the Scorebuilder feature active, we report your account status to Equifax, which over time may help to boost your credit score.

The impact of Scorebuilder on your credit score will depend on various factors, including other credit facilities you may have outside of RentPay that can also impact your score, such as credit card or loan repayments

How does Scorebuilder work?

  • Opt-in: Opt-in to Scorebuilder when you activate RentPay. It's optional, and you can opt out at any time.
  • Sign up: There's a one-time $3 fee to set up, then $1 per month while you keep Scorebuilder active. Being opted into Scorebuilder means you can also access a week's worth of rent as a line of credit.
  • Build score: We'll report positive conduct, which may, over time, help to build your credit score.

How much can Scorebuilder improve my credit score?

The impact of Scorebuilder on your credit score will depend on various factors, including other credit facilities you may have outside of RentPay that can also impact your score, such as credit card or loan repayments.

Have questions? The RentPay support team is ready to help. Call 1300 797 933 or send us an email.


RentPay Technology Pty Ltd ACN 636 254 709 (Australian Credit Licence: 541127) is an Authorised Representative (ARN: 001286725) of Flexewallet Pty Ltd – Australian Financial Services Licence number: 448066.

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©RentPay 2022
©RentPay 2022. RentPay Technology Pty Ltd ACN 636 254 709 is an Authorised Representative (ARN: 001286725) of Flexewallet Pty Ltd - Australian Financial Services License number: 448066.

We are also an authorised credit representative (CRN: 534915) of One Card Credit Pty Ltd - Australian Credit License number: 390376
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