RentPay is a secure, portable payments and planning app, just for renters. It lets you take control of your rent and smooth out your cash flow, giving you peace-of-mind to focus on other things.

Get the peace-of-mind that your rental payments are made on time, every time, with total flexibility on how you pay.

Never miss a rental payment. Just set it up once and we'll make your rental payments for you.

Total rental payment control all in the palm of your hand. Get app notifications, rental payment history, build an emergency fund, and even improve your financial credit score.

If you or your agent are already using RentPay to pay your rent, you’re most likely using the older version of RentPay. You will be able to switch to the new RentPay app soon, however we will need to migrate your agent to the new app before we can set you up. Please give us a call on 1300 797 933 so we can provide more information about this process. We’re here from 8:30am to 6:30pm AEST.

RentPay is compatible with all payment methods that agents or landlords may use including BPAY, as well as over 100 other banks and building societies. So there’s no need to check with your agent or landlord as we will take care of contacting them if there is any issue.

You can call us on 1300 797 933 or send us an email at [email protected] We’re here to help from 8:30am to 6:30pm AEST.

Yes. There are costs for moving funds around, but to keep things simple we’ve bundled them into one monthly fee of $2. This will be charged one month after you sign up so you will have one month to try it out free of charge. Some additional charges may be payable if you use a credit card or BPAY.

You can get started by either downloading the RentPay app (App Store or Google Play) or by using the web version of the app found on Rentpay.com.au. The app will step you through the set-up process, which you only need to do once.

If you are unsure of your agent’s details, such as their bank account details, we suggest you check your lease agreement or contact them directly to confirm the correct details, before getting started.

That’s ok, you can still use RentPay. RentPay pays directly into their bank account so from your agent or landlord’s point of view, they will see your rent being paid, with your payment reference information attached.

First try the ‘I forgot my passcode‘ link on the Enter your passcode page in the RentPay app. If you still don’t receive it, call us on 1300 797 933 or send us an email at [email protected] We’re here to help from 8:30am to 6:30pm AEST.

RentPay comes with a wallet, where your funds are stored ready to pay the rent. When you’re setting up, you’ll be asked how, and when to pay funds into the wallet, and when you want RentPay to transfer the rent to your agent or landlord.

We suggest that you set up automated rent payments. This means providing the amount and the frequency of your rental payments, and we’ll make the payment based on your instructions. However if you prefer, you can make a manual payment too.

Your RentPay wallet is like a bank account where your funds are securely stored until your rent is due to be paid.

Funding is the process of transferring money to your RentPay wallet. You can fund your wallet to line up with your pay cycle, and nominate how much you want to add to your wallet each week, fortnight, or month. This allows you to make sure you always have money set aside for your rent. For example, if your rent is due weekly but you are paid fortnightly, you can fund $820 into your wallet each fortnight and we will split that into two weekly payments of $410. This ensures your rent will always get to the agent on time, and you won't be left short of funds.

The Buffer in RentPay lets you stash away extra funds to cover rent in case you hit any bumps in the road. You choose how much, if any, you wish to add to your buffer each funding period (eg $20 per week). You can change this anytime you like through the app.

Open the app, go to Settings > Emergency savings buffer

Move the slider to the amount you wish to set.

There are 3 ways to fund your RentPay wallet.

- Direct debit (included in your monthly fixed transaction fee)
- Visa/MasterCard (1.25% processing fee applies)
- BPAY ($1 per transaction)

We recommend allowing 2 business days between paying funds into your RentPay wallet, and when your rent is due. This will ensure that there is no chance of delay.

Direct debit - 2 business days.

Credit card - instant up to a max of 30 minutes.

BPAY – Normally available within 1 business day – if you make the payment in the morning the funds will normally be available that afternoon.

We will send a confirmation when the funds have landed in your wallet.

If you have the funds in your RentPay wallet, transferring your rental payment to your agent or landlord is instant.

Payments are processed at 1530 AET on the day you have set as your rent due date.

RentPay utilises the NPP (New Payments Platform) which allows instant transfer of funds. As part of the RentPay set-up our support team will advise you if your agent or landlord’s account can’t support this. With over 100 banks and financial institutions part of the NPP there is only a small chance they aren’t.

If the payment option your agent requires is BPAY, funds will not arrive for up to 2 business days after we have processed your payment. Please note that if you are paying your agent via BPAY, you may need to select a rent due date that is 1 or 2 days earlier.

You will receive an email receipt when your rent has been successfully transferred to your agent. If you use the RentPay app you will also receive an in-app notification on your phone.

Yes you can. Simply go to the Rent tab in the app and click pay now.

If you have enough funds available you can pay directly out of your RentPay wallet otherwise just select which payment method you would like to use.

If you select a bank account the funds will be taken in the next direct debit run at 12:30am the next business day.

Once the funds land in your RentPay account they will be instantly paid to your agent.

Your agent or landlord will know your rent has been paid when they reconcile their bank account, which often happens the day after your rent is due.

This is why we ask you when first setting up RentPay to enter the payment reference your agent or landlord gave you when you started your tenancy. This way they can clearly identify your payment in their system. If they didn’t provide one you can use your surname and initial.

Payments on weekends and public holidays will be processed on the next business day.

Depending on your schedule this may mean that your rent arrives to your agent later then normal.

Agents are advised of this fact ahead of time and so this shouldn’t cause any problems.

If you have any concerns on this we recommend contacting your agent.

You can always modify your schedule to have payments taken early if required.

Yes you can. Simply go to the Funding tab in the app and click add funds and select which payment method you would like to use.

If you select a bank account the funds will be taken in the next direct debit run at 12:30am the next business day.

As long as the funds arrive in your RentPay wallet before the next scheduled rent payment the rent will be paid as normal.

If you have missed your rent payment or if there is not enough time for the funds to clear before your next rent payment please follow the steps outlined above in “The app shows I missed a rent payment. Can I still pay it with the app?”

Yes. Go to the ‘Let others fund your wallet’ section in RentPay Settings. You will find the BPAY details to give them so they can transfer the funds to you.

If you think a payment has been taken from your account but it wasn't received by the agent or landlord, please contact us on 1300 797 933 so we can investigate and get it sorted asap.

If you need to change the amount of rent you pay, or the date it is due, click Rent at the top of the app, then click on the 3 dots in a circle next to the amount. This will bring up the Rent settings page, then just follow the process.

You will also need to re-enter the funding details to make sure they match.

You can cancel or change payments in your RentPay wallet by going to your RentPay app. If your funding is set to automatic, check your Home dashboard. If the next funding shown has the ‘You can skip this funding’ button, just click it.

To stop all future funding payments from processing, change to ‘Manually fund’ mode. You can then choose when to fund. You will receive a reminder when the funding is due.

If you wish to stop a payment that is in progress (for example, if it’s due today but you don’t think you have enough funds in your account) call us on 1300 797 933.

If you need to change the days your funding occurs click Funding at the top of the app, then click on the 3 dots in a circle next to the amount. This will bring up the Fund settings page. Click the pencil symbol to bring up the Edit function. Then just follow the process to update the funding details.

If you need to change or add a new payment method, you can do this at the bottom of the same Fund settings page.

You can also easily change your preferred payment method if you have more than one option set up.

Yes, you can get a full history of your RentPay payments at any time. Go to the app, select the Past tab on your Home dashboard to view both your rental payments made, as well as the funding of your wallet.

No. You can however view your rental payment history by clicking on the Recent tab on the Rent dashboard screen.

Yes. Click on the Recent tab on the Funding dashboard screen.

Yes you can. Simply go to the Rent tab in the app and click pay now.

If you have enough funds available in your buffer you can pay directly out of your RentPay wallet otherwise just select which payment method you would like to use.

If you select a bank account the funds will be taken in the next direct debit run at 12:30am the next business day.

Once the funds land in your RentPay account they will be instantly paid to your agent.

Payment pending indicates that your payment has been lodged for transfer however your bank hasn’t cleared the payment yet. You will get a notification when it has been successful.

Open the app, go to Settings > Notifications

You can change the App notifications setting, as well as whether to receive all notifications, or only the really important ones.

Open the app, go to Settings > Security setting

Select the Change Passcode option.

Go to Settings in the RentPay app and click Change address or account and then follow the prompts.

If you are changing address make sure you update your rent amount and schedule at the same time if required.

Open the app, go to Settings > View fees and charges

Any fees that have been charged for using RentPay are listed at the bottom of the page.

Yes. You will need to contact RentPay support on 1300 797 933 between 8:30am to 6:30pm AEST Monday to Friday. You will be asked some security questions in order to protect your funds, and we can then assist with the request.

Contact RentPay support on 1300 797 933 between 8:30am to 6:30pm AEST Monday to Friday. You will be asked some security questions in order to protect your funds, and we can then assist with the request.

Scorebuilder is a unique RentPay feature that could help to improve your credit score in certain circumstances. Each month that you have the Scorebuilder feature, we report your account status to one of Australia’s largest credit reporting bodies.

If you’re maintaining a good account status, reporting that to the credit reporting body over time may have a positive impact on your credit score.

Scorebuilder is a credit facility provided in partnership with One Card Credit Pty Ltd (Australian Credit Licence (ACL) number 388941). You may see One Card Credit appear on your credit report if you use Scorebuilder.

To view the terms and conditions for Scorebuilder, visit https://www.rentpay.com.au/scorebuilder-and-safetynet-terms-and-conditions/

To use Scorebuilder you must first activate your RentPay account, and then opt-in for the Scorebuilder feature either via the dashboard or when you finish activation.

There’s a one-time $3 fee to set-up Scorebuilder and then $1 per month while you keep it active. Being opted in to Scorebuilder means you’re also able to access Safetynet.

The impact of Scorebuilder and Safetynet on your credit score will depend on a range of factors, including other credit facilities you may have outside of RentPay that can also impact your score such as credit card or loan repayments.

Yes, you may see an account with the narration “One Card Credit (RentPay)” on your credit report if you have opted in to Scorebuilder, along with records associated with account opening and maintenance.

Updating your personal information is quick and easy! Simply update your information in the Settings tab within the RentPay app.

Safetynet is a short-term line of credit to cover your rent if you’re not able to or need your rent money for something else. If you activate and use Safetynet, the funds will be paid into your RentPay wallet, and then used to make your scheduled rental payment on your behalf. You will then need to pay it back over the next 4 fortnights.

Safetynet is a credit facility provided in partnership with One Card Credit Pty Ltd (Australian Credit Licence (ACL) number 388941). You may see One Card Credit appear on your credit report or your bank statement if you use Safetynet.

To view the terms and conditions for Safetynet, visit https://www.rentpay.com.au/scorebuilder-and-safetynet-terms-and-conditions/

To use Safetynet you must first activate your RentPay account, and opt-in for the Scorebuilder feature via the RentPay dashboard. Then, select Safetynet from your dashboard. You must be opted-in to Scorebuilder for 30 days before you can access Safetynet.

Safetynet comes bundled with Scorebuilder, which has an activation fee of $3 and a monthly fee of $1. Once you decide that you want to access Safetynet funds to pay your rent, there is a $4 fee charged each fortnight while you’re paying it back. So if you pay it back over 4 fortnights, which is the maximum term, you’ll pay $16 in fees. There is no interest charged on Safetynet. If you repay the Safetynet sooner, you’ll pay less fees.

The maximum amount you can borrow is the amount of one week’s rental payment. When you activate Safetynet, we’ll do a quick assessment and then let you know the amount you can borrow.

We’ll be able to let you know almost instantly how much you have available to borrow, and can pay the funds into your wallet as soon as you agree to proceed. There’s no application form or waiting around.

Safetynet repayments will be debited from the nominated account that you provide when setting up RentPay. Your repayments will be debited by One Card Credit with the narration “One Card Credit (RentPay)” appearing on your statement.

Those repayments will be debited from your account fortnightly, starting two weeks from when you draw on your Safetynet loan.

Yes, absolutely! There are no penalties or charges for paying your loan out early. You can do this through the RentPay dashboard, by contacting us on 1300 776 856 or by emailing [email protected] to request a payout figure.

If your circumstances unexpectedly change, we understand you may want to change your repayments. If this happens, please contact us as soon as possible via phone on 1300 776 856 or email us at [email protected].

The quicker you let us know, the faster we can discuss your alternative payment options and help you get back on track.

We simply ask that you contact us as soon as possible. By letting us know your situation, we’ll be able to discuss alternative options with you.

If you are utilising your Safetynet, a late or missed payment will be recorded on your credit report, depending on how late the payment was. Both late payments and defaults could have a negative impact on your credit score.

If you think you will miss a payment, please contact us in advance as we may be able to reschedule the payment for you or suggest an alternative option. Generally speaking, the sooner you get your account back on track the better the chance of minimising any impact on your score. You can find out more about how credit scores work here.

There’s no hard credit check for Scorebuilder and Safetynet, however, a soft check of your credit score will be completed. This doesn’t leave a record on your credit report.

If you default on your Safetynet repayments, a record of your default may be recorded on your credit report. You will see “One Card Credit (RentPay)” as the narration.

When your funds are deposited with RentPay, they are treated just like funds in a bank account. Your funds can only be accessed by you, and we have security measures in place to protect your account from unauthorised access.

We treat your privacy and security very seriously. All of your personal and payment information is stored in a secure database that is housed in a high security data centre. These premises are secure banking environments, so you can be assured that your personal information is protected and safe. RentPay is compliant with the Payment Card Industry (PCI) standard as further assurance your details are safe and secure. We undergo an annual audit to ensure our security practices remain Best Practice.